Loan Complaint FAILURE TO HONOUR COMMITMENTS BY BAJAJ FINANCE
Complain ID : JGJN025642 57
Loans Complaints
Complaint Date : January 20, 2017
- State : Maharashtra
- City : Pune
Dear Sir,
I took a business loan from Bajaj Finserve vied Loan account no 402PSB20803266 disbursed on 23rd March 2016.
I applied for Fore Closure letter in Bajaj Finserve for the closing of complete Loan.But Bjajaj Finserve Company issued the Fore Closure letter along with 4% Fore Closing Charges with service tax.
Because when Itook the loan it is clearly told by your executive that there is no Foreclosure charge will be applicable .
Bajaj Fin-serve apply the fore closer charges policy after June 2016 but my loan disbursal date is 23rd March 2016.
We sent mail regarding this matter to Baja We Care & The complaint No Of Bajaj We care is – SRN08349133/ SRN08385833/SRN08386262
I spoke to the Loan sanctioning manager also regarding the same and he is saying its company policy and he cannot do anything. They are forcing me to pay the foreclosure charges.
Bajaj Finserve revised this foreclosure policy in June 2016. There is no information from the Bajaj Finserve company regarding the change of Foreclosure policy to us.
Now I want to close the loan but Bajaj Finserve impose us the fore closer charges which is totally illegal & charge very high rate of interest.
Due to delay in foreclosure I am facing very heavy financial loss on per day bases.
We request to bajaj Finserve for the Fore Closure Letter from last one month but Bajaj Finserve linger on this matter.
We request to your goodselve please take appropriate action regarding this matter because :-
When these Non Banking Financial institutes issue the loans or other services to the customer at that time these companies commits so many promises but after that they change their attitude too much and harass the customer . Even these companies change their policies and impose these new policies on the old customers also without getting the permission and information.
I request to you please look into this matter on a very serious note and take the corrective action against this complaint so that in future these companies cannot harass the customer .
I took a business loan from Bajaj Finserve vied Loan account no 402PSB20803266 disbursed on 23rd March 2016.
I applied for Fore Closure letter in Bajaj Finserve for the closing of complete Loan.But Bjajaj Finserve Company issued the Fore Closure letter along with 4% Fore Closing Charges with service tax.
Because when Itook the loan it is clearly told by your executive that there is no Foreclosure charge will be applicable .
Bajaj Fin-serve apply the fore closer charges policy after June 2016 but my loan disbursal date is 23rd March 2016.
We sent mail regarding this matter to Baja We Care & The complaint No Of Bajaj We care is – SRN08349133/ SRN08385833/SRN08386262
I spoke to the Loan sanctioning manager also regarding the same and he is saying its company policy and he cannot do anything. They are forcing me to pay the foreclosure charges.
Bajaj Finserve revised this foreclosure policy in June 2016. There is no information from the Bajaj Finserve company regarding the change of Foreclosure policy to us.
Now I want to close the loan but Bajaj Finserve impose us the fore closer charges which is totally illegal & charge very high rate of interest.
Due to delay in foreclosure I am facing very heavy financial loss on per day bases.
We request to bajaj Finserve for the Fore Closure Letter from last one month but Bajaj Finserve linger on this matter.
We request to your goodselve please take appropriate action regarding this matter because :-
When these Non Banking Financial institutes issue the loans or other services to the customer at that time these companies commits so many promises but after that they change their attitude too much and harass the customer . Even these companies change their policies and impose these new policies on the old customers also without getting the permission and information.
I request to you please look into this matter on a very serious note and take the corrective action against this complaint so that in future these companies cannot harass the customer .
Related complaints
-
Not returning of Share Certificate MoneyBidhan Konar / Loans Complaints / January 12, 2017 / Pune / MaharashtraDear Sir/Madam, I took loan from Saraswath Bank, on OCt-2014 and during that time as per bank T&C condition I will suppose to buy Share of Saraswath Bank of amount Rs. 25,000/-. As per bank T&C after I will get back the share amount money onc... -
Got continuous call for personal loan from hdfc bank marketing executivevimal thaker / Loans Complaints / December 28, 2016 / Pune / MaharashtraHi, I am getting daily continuous call from hdfc bank marketing executive from their personal number from last couple of days. I am fade up with answering daily basis.even after giving warning also they are doing it. last call i am getting from this ...
-
Additional Charges on my loanShobha Godambe / Loans Complaints / December 7, 2016 / Pune / MaharashtraHi, I had a loan with ICICI Bank with Loan account number LBPUN0001502029.They have charged my loan with very higher rates. Its around 11.45 & 11.50% which is very much more than the market rates at that time.Also while change I didn't received a...
-
PNBHFL Loan Sanction but not disburse and not refunding Processing and Legal feessantosh Kedia / Loans Complaints / November 8, 2016 / Mumbai / MaharashtraI have applied for BT Loan to PNBHFL for our under construction flat and the project is showing on their approved project list and they sanctioned the BT loan after visited the site and done all formalities and taken all legal fee around Rs. 10,000/-...
-
Complain bajaj fainace PERSONAL LONE reprsent EMI CheuqePRAKASH MALUSARE / Loans Complaints / November 7, 2016 / Thane / Maharashtrabajaj fainace PERSONAL LON EMI 2306/- 05/10/2016 BAJAJ KA CHEUQE AAKE GAYA MERE A/C SE 287/- DEBIT HO GAYE 07/10/2016 KO PHIR SE 287/- DEBIT HO GAYE MUZE KOI DIKKAT NAHI USKE BAD MAINE BAJAJ COLLECTION AADMI AAYA 15/10/2016 KO MERE PAS SE 2306/- CHAS...
-
Complaint to bajaj life insurance policy Fraudsters from bajaj financeMehul Thakkar / Loans Complaints / November 5, 2016 / Thane / MaharashtraI was offered a loan of Rs. 2500000/- against if I purchase a life insurance policy from bajaj on an half yearly premium of rupees 62500/- I purchased the policy and now it's 2 month's and no reply I contacted customer care & greviance department...
Service issue | Complaint | Query | Feedback | Suggestion | Reply