PREPAYMENT CHARGE ON LOAN CLOSURE - HDFC Bank Charge Prepayment charge

Complain ID : JGJN030122   84   Complaint's Reply

Banks Complaint  Complaint Date : January 4, 2018
HDFC Bank Charge Prepayment charge (50114/- rs,@4.72 %) on My Personal Loan A/C No. (41905262) closure against issue Golden Edge category Personal loan to me (No Prepayment Charge).
Complaint Against / To: HDFC

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    Amitabh Verma

    HDFC charges 4% closing charge for golden edge personal loan scheme by Amitabh Verma:

    (5 of 5)

    My HDFC GOLDEN EDGE Personal loan account number is 51134375. I have taken personal loan of rupees 1250000 under Golden edge scheme, in which above 10 lacs loan amount , no pre closing charges applied.
    After completion of 1 year, When I visited to personal loan branch to close this loan, the executive asked to 4 % charge for closing, that is 40000 rupees.
    I surprised that HDFC Bank is reputed bank and how it can cheat the customer. Now I am filing case in consumer court.

    Amitabh Verma
    amitabhverma.av@gmail.com
    8800096095

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