Kotak Bank recovery agent harassement.
Complain ID : JGJN062657 36
Banks Complaint
Complaint Date : June 19, 2023
Hi, I had taken loan before marriage in 2019 of 3lakhs, and had a very good credit score and was paying EMI till march 2020 until this corona pandemic started and I lost my job. I even suffered from pandemic and went in depression from continuous calls from Kotak bank recovery agents. I even tried for suicide because of the mental harassment and it was just first yr of my marriage life. My husband moved me to native in fear of my mental condition. And post that we have been asking for time from bank for payment or restructure of loan amount. But no positive response from them. My husband even kept my ancestor property for sale to clear this loan and informed same with recovery agent. But he is not ready to listen and 2days back he arranged some constable and made a call from them saying a case will be filed against my husband and he as to come to station now. Once my husband reach station they have ill treated him and threatened him of beating and humiliated him. And forcefully made him write a promiser letter saying will be paying 2,60,000 in next 6 months(50k each month) and also call came from police station after 2hours asking for 5k amount. My husband is the only person earning for family and I have medical issues (diabetic) and his salary is 27k. How can we pay 50k with this income? Please help me to reduce my stress and because of this my marriage life is being disturbed. And not sure even if my husband gives me divorce because of this situation. Please help me.
Attached is the image of promiser letter which was forcefully taken from my husband.
Attached is the image of promiser letter which was forcefully taken from my husband.
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