Harrasment - I was not happy with the services which was informed and i intended to discontinue

Complain ID : JGJN030649   27  

Credit Card Complaint  Complaint Date : February 15, 2018
Hello,
This is just another case where a big organisation trying to us to give in into their harassment.
I have been using the said card for a very long time, more than 6 years, where there was no issues till last few months (since jan17). I was not happy with the services which was informed and i intended to discontinue with card in apr17. I made a request which they said will look into the services and let me continue. This happened twice. Third time in jun17, i placed request for the same when i was told that i had more than 2400+ POINTS EARNED OVER THE YEARS will be forfeited. I told them to adjust the same in final payment which they refused. They also told me that i can redeem them first and then discontinue it. I was promised that i will be sent 2000 rupees voucher of Titan in Jun17(as it was in multiple of 500 so 500*4). I waited for more than 3 months with repeated request for vouchers but to no avail. I had a limit of 96000 out of which only 7000 appx was used and conveyed that i will clear amount as soon as i receive my vouchers.
Once i stopped payment and made complaints as it was more than 3 months since they have been trying me to continue and not talk about my concern, they blocked my card without resolving issue and i was told that HARD EARNED POINTS over the years have been forfeited by them and i was bombarded with calls from collection department. I made a complaint(s) to customer care but no solution, Once i made a complaint and i got a call which i was not able to pick, without any effort or try, i received a mail that the complaint has been closed as they could not get in touch with me.
Despite being a customer with SBI for so many years, where over the years i was offered many advantages like offers and INCREASE IN MY LIMIT (all an happen with track record only), i never availed any as the limit was enough for me. When i faced issues i was told that i was a valuable customer and should continue.
This thing was not taken up at their end and was completely ignored and only thing after 2 months, i was made defaulter for the nominal payment. i was bombarded with collection dept calls, where they were not ready to forward my grieve to concerned department.
This interaction is not about vouchers its about how i was harassed for payment and was totally ignored, despite their promises. It is always not the customer at fault.
FEW FACTS
**I had much more balance in my account than my outstanding at any given point of time.
**My limit was 96000 whereas i used only 7000(at time of dispute) shows that never wanted to cheat.
**Was offered 300000 limit. That can only happen if you have a good track.
** Never defaulted in loans and other credit cards i possess.
These above clearly suggest my intentions, yet they are harassing me with unlimited number of calls for collection dept. They also don’t forward my reply to concerned dept. but only ask for payment. They also say that they have forfeited my promised earned points as per T&C.
I made the due payment which i had utilized after deducting appx 2400.(my points value)
Now they keep sending bills with interest and late payment charges and no solution.
Please help
Complaint Against / To: sbi tata card

Reply Now Contact Share

Related complaints

  • To add a college in DRCC list.
    To add a college in DRCC list.
    Neha Kumari / Credit Card Complaint / February 5, 2024 / Gaya / Bihar
    Sir. I am Neha Kumari from Gaya (Bihar) My college name is world college of technology and management, gurgaon (Haryana) which is not mention in the list of DRCC website so I can't apply for my student credit card sir plz add the college name. Your f...
  • Pending payment
    Pending payment
    Vivek Kumar 9 / Credit Card Complaint / December 19, 2023 / Madhepura / Bihar
    Dear Sir my name is Vivek Kumar my Reg.no.is 4247038 sir Payment in pending in 1 month pending at bank clearance please sir mera Payment kr dijiye. College exam dene nhii de raha h problem h sir Thanq sir ????????
  • Delayed Subsequent payment for Subsequent Disbursement Maker
    Delayed Subsequent payment for Subsequent Disbursement Maker
    Anurag Kumar / Credit Card Complaint / November 20, 2023 / Khagaria / Bihar
    I am Anurag Kumar with reg id 4240883. I had applied for subsequent payment under BSCC. Sir/Ma'am I had applied it in the month of August but till now l haven't received my next installment . My last date to submit my fees was 25th of nov 2023.and if...
  • Delayed Subsequent payment for Subsequent Disbursement Maker
    Delayed Subsequent payment for Subsequent Disbursement Maker
    Anurag Kumar / Credit Card Complaint / November 20, 2023 / Khagaria / Bihar
    I am Anurag Kumar with reg id 4240883. I had applied for subsequent payment under BSCC. Sir/Ma'am I had applied it in the month of August but till now l haven't received my next installment . My last date to submit my fees was 25th of nov 2023.and if...
  • Dalayed subsequent payment for disbursement bank clearance
    Dalayed subsequent payment for disbursement bank clearance
    Alok Ranjan / Credit Card Complaint / November 14, 2023 / Sheikhpura / Bihar
    Credit Card Complaint Complaint Date : November 14, 2023 State : Bihar City : Sheikhpura Address: At-Makdumpur ,post-sheikhpura, sheikhpura am Alok Ranjan with reg id - 04267637. I had applied for subsequent payment under BSCC. Sir/Ma'am I had applie...
  • BINA OTP DIYE CREDIT CARD SE SCAM
    BINA OTP DIYE CREDIT CARD SE SCAM
    ASHUTOSH RANJAN / Credit Card Complaint / October 21, 2023 / Saharsa / Bihar
    मेरा नाम आशुतोष रंजन है. मेरा पेटीएम एचडीएफसी बैंक क्रेडिट कार्ड जिसका नंबर 4813620000297865 है। जिसमे 23-06-2023 को सुबह 10:06 बजे ओटीपी आया मैंने देखा तो मेरे खाते का बैलेंस 838.99/- बाकी है। मैंने बिना किसी देरी के अपने रजिस्टर्ड नंबर 8757670764 स...

    Service issue | Complaint | Query | Feedback | Suggestion | Reply

    Consumer's reply and reviews

    It's entertains complaints where the value of goods or services paid as consideration does not exceed rupees one crore.

    Faridabad jal nigam

    Ashwani

    May 11, 2024

    Please maintain time table

    KUMAR SHUBHAM

    May 11, 2024

    Pls sir help me

    Shubham kumar

    May 10, 2024

    Hr Anita sharma and hr abhilash pandey And hr soniya Sharma and hr Aditya Sharma... Ye sab fraud h in logo ka mai number v mention kr rha hu 8058868144(Hr Aditya sharma) 7297035660( Hr Anita sharma) 8529172841(Hr soniya Sharma) 7726917558( airport ca...

    Shubham kumar

    May 10, 2024

    Dear Partner/Associate, We are accredited mandate to a renowned provider for bank instruments; BGs | SBLCs | LCs | DLCs ET AL for lease and sale, Issuance by HSBC Bank Oman, Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in ...

    Chayan Savangsri

    May 10, 2024

    2nd choach from BB end 50% fans are not working... Date:- 09/05/2024 Time :- 13:48 from Khopoli Stn Train no.:- 95008-C

    Rohan Shedge

    May 9, 2024

    i purchased item from Fatma merchant Mumbai and gpayed. now more than 2 months she is not giving tracking details how can i file a case againt her?

    Fathima Shazna

    May 8, 2024

    This game is froud and Only computer rises only lose of money and life and recharge and withdraw all most froud not refund this game plz uninstall this game Ye game sirf logo ko lut ne ke liye banaya gaya he or isme logo hamesh nukshan hi karte he is...

    Teen patti gold

    May 7, 2024

    Driver talk to phone during driving in midnight driving with one hand on jamnagar baroda route

    Rajesh Singh

    May 7, 2024

    सर, मी 2011 मध्ये आपल्या विद्यापीठात बीए तृतीय वर्ष याची परीक्षा नांदेड येथे दिली होती. पण त्या परीक्षेत मी लेखी परीक्षेमध्ये पास असून मला प्रात्यक्षिक परीक्षेत नापास करण्यात आले होते . परंतु माझ्या काही शारीरिक कारणास्तव मी पुन्हा परीक्षा देऊ शकलो न...

    Dnyanoba more

    May 4, 2024