Less Maturity of Jeevan Saral - LIC The Ombudsman, Santacruz - Mumbai

Complain ID : JGJN038041   51  

Citizenship Complaint  Complaint Date : March 22, 2019
  • State :  Maharashtra
  • City :  NalaSopara
  • Address: Swati A/301, Gagan Vihar Complex, Achole Road, Nallasopara East
I Mr. Sudkoji Ragho Jadhav having policy no. 924671953 from 92g nallasopara branch in Thane division Maharashtra.

Email ID : kiransudkojijadhav06@gmail.com

Occupation : Retired from BEST Mumbai in 2010.

Annual Income : Rs. 21600/-

PAN NO : ADBPJ8823C
AADHAR NO : 3430 9963 3286.

I had taken this policy on 19/12/2008 under Jeevan Saral Plan for 10years. This plan LIC said at the time of purchasing policy is profit plan. Now this policy maturing on 19/12/2018. And I got a letter from Nallasopara branch, in that letter LIC mention Rs. 73265/- in that amount Lic saying Rs.54070/- is the basis amount and Rs 19195/- is bonus (total rs. 73265/-).

But in this policy my premium was Rs.13498/- yearly. That means I paid Rs 134980/- in this 10years. Rs. 61715/- I am getting less from Rs. 134980/- which I had paid.

Lic why doing this to retired person.

If LIC will check records they will know that how many crores if rupees was collected by LIC. Now I wanted to know that who is responsible for my loss.

Why this type of plan was launched by higher authority?

Is Higher authority wants to damage LIC image in the market?

There is so many questions in my mind. If you cannot give me profit at least have a courtesy to return my amount which I had paid last 10 years. LIC is risk free but can’t see that.

Previously also I was having Lic polices which got matured and I got good returned. By thinking of this I had taken jeevan saral policy. Lic saying this is with profit policy but tell me where is profit.

Lic is a big Brand and why this is happening to me.

Please look in to this matter and save the trust which I have in my mind.
My all family members having Lic polices, so what to do now.

I am mentally harassed and depress by looking this maturity amount.

Please give me my balance amount with interest at the earliest.

Thanking you,



Yours faithfully,
Sudkoji Ragho Jadhav.
9221402748.
Complaint Against / To: The Ombudsman, Santacruz - Mumbai

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