Interest Without Loan Manager of Vijay Bank, Kapurthala
Complain ID : JGJN017360 27
- State : Punjab
- City : Kapurthala
- Address: H.No. 669,Ajit Nagar Kapurthala
With due respect, It is very disappointing & shocking to me that without using any amount (Loan) Manager of Vijay Bank, Kapurthala saying me that deposit the interest of 4250/- on Loan amount 700000/- which is not known to me till 14-04-2016 .I am applied for car loan & sign the all document which were given me to signature by Bank employ .Manager ask me when the loan amount is required, directly & telephonically , I told them that when the Car dealer tell me the delivery date then you will make RTGS .Without inform me Manager make DD on 25-04-2016 to complete his Target , This will be known to me on 14-03-2016 by using/login into Net banking, if I did not use the net banking then only I know about loan when Loan installment is deducting from my salary.
I have all ready complaint through Vijaya Bank Grievance Cell regarding this on 14-04-2016 under No.PGRS-2016-1822.For knowing about loan Today I went to the branch, but Branch Manager not reply in adequate way & said to me that write an application for close the Loan accont & deposit 4250/-.Sir, I just want to know that without transfer the loan amount in Car Dealer accont or without receiving any DD by me or without taking a New car how can I pay the interest & why I should write about closure of Laon Account?
Sir, It is very big penalty to me to hold salary account in your bank because you can deduct any amount from my account at any time, nothing will be questionable . It is very painful to me mentally & physically to give interest without using any amount. I also visit the Bank start of month to know of deduction of Rupees 230/-,Manager tell me that 230/- is deducted for Cibil Charges & no DD was made when I ask about DD.
It is my kind request to you that enquire the matter & give right justice to me.
With Thanks
Balwinder Jit Singh
Account No.750601141000028
Loan Accont No.750608411000104
M.No. 9878300423
Related complaints
-
Not getting any subsidy from Bihar student credit card through bankAbhishek Raj / Loans Complaints / March 28, 2024 / Bihar / BiharI am Abhishek Raj from Nalanda Bihar. I have taken education loan from Bihar student credit card through bank in dec 2017.Till today I have not received any subsidy.As in that till meritorium period we need to get subsidy of interest. But I have not ...
-
Loan approvalSwati kumari / Loans Complaints / February 7, 2024 / Banka / BiharSir i have applied Bihar student credit card scheme on 30th nov but i didn't get any mail and my current status is showing pending in AM pls sir look in to this matter and accept my request. My mobile no. 6299795392and reg id 6110524
-
To add a college in DRCC list.Neha Kumari / Loans Complaints / February 6, 2024 / Gaya / BiharSir. I am Neha Kumari from gaya (Bihar). My college name is World College of Technology and Management which is a private engineering college near Farrukhnagar in Gurgaon, Haryana, India. It is affiliated with Maharshi Dayanand University, Rohtak, Ha...
-
I am harrassed continuously by a company called Stashfin.. They are saying that I have taken a loanAurovil Prasad / Loans Complaints / October 29, 2023 / South Delhi / DelhiWhen I applied a loan from stashfin app there I saw i am not eligible for loan and they still send me msgs to pay the loan dues and it showing no credit line code errors LOC_001. They continuously blackmailing me . Again blackmailing same on by email...
-
Delay in subsequent paymentGulshan kumar / Loans Complaints / August 22, 2023 / Sheikhpura / BiharI'm gulshan kumar, With Registration Id: 4178206 had applied for subsequent payment under BSCC. Sir/Ma'am I had applied it in the month of June but till now l haven't received my next installment . My last date to submit my fees was 29 of August and ...
-
LAN 362809 No help for making prepayment-Manba FinanceSarit Sinha / Loans Complaints / August 19, 2023 / Pune / MaharashtraPhone calls are not answered, No response in mails....asking them to share me link for prepayment which they are not responding these finance banks without ISO standard may be doing frauds who knows untill some one runs away....pls help me to raise c...
Service issue | Complaint | Query | Feedback | Suggestion | Reply